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UK Tax Tools

UK Tax Calculators

56 free calculators using current HMRC rates and thresholds for the 2026/27, 2025/26 and 2024/25 tax years. England, Wales, Scotland & Northern Ireland.

Filing Self Assessment for 2025-26? All tools + checklist in one place

Income Tax Calculator

Progressive band breakdown for England/Wales/NI or Scotland. Personal Allowance taper, Marriage Allowance, Blind Person's Allowance.

England, Wales, Scotland & NI

Take-Home Pay Calculator

Net pay after all deductions — income tax, NI, student loan, pension — with annual, monthly, weekly & hourly breakdowns.

All deductions · Employed & self-employed

Bonus Tax Calculator

See your net bonus after income tax and National Insurance deductions.

Income Tax · NI · England & Scotland

Redundancy Pay Calculator

Calculate statutory redundancy pay and tax on payments over £30,000. Includes PILON and notice pay.

£30k Exemption · Statutory · PILON

Statutory Sick Pay Calculator

SSP at the new 2026/27 rate with day-one entitlement (no waiting days), no Lower Earnings Limit, and 80% of AWE cap. Includes employer occupational sick pay.

£123.25/wk · Day-one · 28-week max

Holiday Pay Calculator

Statutory holiday entitlement (5.6 weeks, 28-day cap), 12.07% accrual for zero-hours and part-year workers, and legal rolled-up holiday pay under the April 2024 reforms.

5.6 weeks · 12.07% · Rolled-up

Salary Converter

Convert between annual, monthly, weekly, and hourly salary. Gross and take-home.

Annual · Monthly · Weekly · Hourly

Tax Year Comparison

Compare take-home pay across tax years. See how frozen thresholds and rate changes affect your income.

2026-27 · 2025-26 · 2024-25 · Fiscal Drag

Tax Refund Estimator

Compare PAYE withheld against actual tax owed to estimate refunds or balances.

PAYE · Refund · Balance Due

Working From Home Tax Relief Calculator

Claim £6/week (or actual costs) for up to 4 backdated tax years before HMRC abolishes WFH relief on 6 April 2026.

£6/wk · 4-year backdate · Abolished 2026/27

England vs Scotland Tax Comparison

Compare income tax and take-home pay between England/Wales/NI and Scotland.

Side-by-side · All tax bands · Quick reference

National Insurance Calculator

Class 1 NI for employees, Class 2 & Class 4 for self-employed. Total NI and effective rate.

Class 1, 2 & 4

Student Loan Repayment Calculator

Annual repayments for Plan 1, 2, 4, 5, or Postgraduate Loan. Multiple simultaneous plans.

Plan 1, 2, 4, 5 & Postgraduate

Pension Tax Relief Calculator

Annual Allowance, tapered allowance for high earners, and carry forward from previous years.

Annual Allowance · Taper · Carry Forward

Pension Annual Allowance Calculator

Check your annual allowance (standard, tapered, or MPAA) and calculate carry forward from the previous 3 years.

Annual Allowance · Taper · MPAA · Carry Forward

Pension Drawdown Calculator

Calculate tax on pension withdrawals with flexi-access drawdown or UFPLS. Includes state pension interaction and pot sustainability projection.

Flexi-access · UFPLS · Sustainability

Self-Employment Tax Calculator

Income tax plus Class 2 & Class 4 NI for sole traders. Includes payments on account.

Class 2 · Class 4 · Payments on Account

Payment on Account Calculator

Work out your 31 January and 31 July POAs, claim a reduction (SA303), and model late-payment interest plus 5% penalties.

POA trigger · SA303 · Late-payment interest

CIS Tax Calculator

Construction Industry Scheme deductions at 20% (registered) or 30% (unregistered). Materials excluded, with Self Assessment refund reconciliation.

CIS · 20% / 30% · Subbie refund

Employer NI Calculator

Calculate employer National Insurance contributions and total employment cost.

Employment Allowance · Total cost · Year comparison

Employer Cost Calculator

True cost of employing someone — salary plus employer NI, workplace pension, and Apprenticeship Levy.

NI · Pension · Levy · Employment Allowance

Salary Sacrifice Calculator

Calculate tax and NI savings from pension sacrifice, EV salary sacrifice, and cycle-to-work schemes. Before/after comparison.

Pension · EV · Cycle to Work

£100k Tax Trap Calculator

Navigate the £100k–£125,140 personal allowance taper zone. 62% effective rate (E&W) or 69.5% (Scotland), with sal-sac escape amount and tax saved.

PA taper · 60% trap · Sal-sac escape

PAYE Take-Home Optimization Hub

One salary input drives 5 cards: tax code → take-home → sal-sac → savings tax → fiscal drag. End-to-end optimization journey for UK PAYE earners.

Tax code · Take-home · Sal-sac · PSA · Drag

Capital Gains Tax Calculator

CGT on property or other assets. BADR and Investors' Relief with residential and non-residential rates.

Residential & other assets · BADR

60-Day CGT Reporting Calculator

Check if you need to file a 60-day return on a UK property disposal, your deadline, the CGT due, and Self Assessment reconciliation.

60-day return · UK & non-residents · PRR

Business Asset Disposal Relief Calculator

CGT on selling your business under BADR (formerly Entrepreneurs' Relief). Lifetime limit tracker and rate phase-in from 10% to 18%.

BADR · £1m lifetime limit · 10% → 18%

Stamp Duty Calculator

SDLT (England & NI), LBTT (Scotland), LTT (Wales). First-time buyer relief and additional property surcharges.

SDLT · LBTT · LTT · First-time Buyer

Moving Calculator

Total cost of moving home in the UK — stamp duty, legal fees, estate agent, surveys, and removal costs.

Stamp Duty · Legal · Agent · Removals

Council Tax Calculator

Estimate your Council Tax band from property value and calculate annual, monthly, and weekly bills. Single-person, student, and disabled discounts plus second-home premiums.

England · Wales · Scotland · Band A–I

Rental Income Tax Calculator

Tax on rental property income with 20% mortgage interest tax credit. After-tax cash flow.

Mortgage Relief · Operating Expenses

Inheritance Tax Calculator

IHT with nil-rate band, residence nil-rate band, spouse exemption, and charity rate reduction.

NRB · RNRB · Spouse · Charity

Crypto Tax Calculator

Capital Gains Tax on Bitcoin, Ethereum and crypto. Section 104 pooling, same-day and 30-day matching rules.

CGT · Section 104 · Same-day · B&B

Non-Dom FIG Regime Calculator

4-year Foreign Income and Gains claim, Temporary Repatriation Facility (TRF) at 12%/15%, and CGT rebasing to 5 April 2017. The post-non-dom regime from 6 April 2025.

4-yr FIG · TRF 12%/15% · 2017 rebasing

Corporation Tax Calculator

Calculate your company's Corporation Tax with marginal relief, associated companies, and short accounting periods.

19% · 25% · Marginal Relief · CT600

Dividend Tax Calculator

Tax on dividend income at basic, higher, and additional rates after the Dividend Allowance. 2026-27 rates up 2pp from 2025-26.

10.75% · 35.75% · 39.35% (2026-27)

VAT Calculator

Add or remove VAT at standard (20%), reduced (5%), or zero rate. VAT registration threshold check.

Standard · Reduced · Zero rate

Company Car Tax Calculator

Calculate Benefit in Kind tax on your company car based on CO2 emissions and list price.

BIK · CO2 bands · Electric & hybrid

P11D Calculator

Tax on all P11D benefits-in-kind — cars, fuel, vans, medical, loans — plus employer Class 1A NIC for 2026/27.

BIK · Class 1A NIC · Multi-benefit

IR35 Calculator

Compare take-home pay inside vs outside IR35. See the tax impact of employment status.

Inside vs Outside · Dividends · Corporation Tax

Marriage Allowance Calculator

Transfer 10% of your Personal Allowance to your spouse and see the tax saving.

£1,257 transfer · Eligibility check

Rent a Room Calculator

Compare the £7,500 Rent a Room allowance against deducting actual expenses for lodger income.

£7,500 allowance · Scheme vs standard

Tax Code Checker

Decode your HMRC tax code and understand what it means for your tax.

Code explanation · Personal allowance · Tax estimate

Making Tax Digital Checker

Check if you need MTD for Income Tax from April 2026 based on your self-employment and property income.

Eligibility · Deadlines · Preparation

Contractor Comparison Calculator

Compare take-home pay as PAYE permanent, umbrella company, or limited company. Side-by-side with income tax, NI, corporation tax, and dividend tax.

PAYE · Umbrella · Ltd Company

R&D Tax Relief Calculator

Calculate R&D tax relief under the merged RDEC scheme (20%), legacy SME scheme, or ERIS for R&D-intensive loss-making SMEs.

Merged · RDEC · SME · ERIS

Tax Years & Regions

All calculators support 2025/26 and 2024/25, including Scottish income tax rates. Based on latest HMRC rates and thresholds.

Last updated 3 May 2026Tax year 2025-26

Data sources: HMRC (gov.uk/hmrc)

This tool is general information only, not financial advice.

Reviewed by UK Tax Tools Editorial Desk

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