UK Stamp Duty Calculator

Stamp Duty Land Tax (SDLT) is a tax paid when you buy property or land over a certain price in England and Northern Ireland. Scotland has its own Land and Buildings Transaction Tax (LBTT), and Wales has the Land Transaction Tax (LTT). The tax is calculated on a banded system — you only pay the rate for each portion of the price that falls within each band.

In England & NI, first-time buyers pay no SDLT on the first £300,000 of a property priced up to £500,000, and 5% on the portion from £300,001–£500,000. If the price exceeds £500,000, standard rates apply. In Scotland, first-time buyers get an increased nil-rate band of £175,000 (vs £145,000) with no price cap. Wales currently offers no first-time buyer relief on LTT.

If you are buying an additional residential property (e.g., buy-to-let or second home), you pay a surcharge on top of the standard rates. In England & NI, the surcharge is 5% of the full purchase price. In Scotland, the Additional Dwelling Supplement (ADS) is 8%. In Wales, the higher rates surcharge is 5%.