UK Stamp Duty Calculator
Calculate stamp duty on your property purchase for 2025/26. Covers SDLT (England & NI), LBTT (Scotland), and LTT (Wales) with support for first-time buyers, home movers, and additional property purchases.
SDLT Due
£5,000.00
Effective rate: 1.67%
Property Price
£300,000
SDLT · England & Northern Ireland
Total Cost
£305,000
Price + stamp duty
| Band | Rate | Taxable Amount | Tax |
|---|---|---|---|
| £0 – £125,000 | 0.00% | £125,000 | £0.00 |
| £125,001 – £250,000 | 2.00% | £125,000 | £2,500.00 |
| £250,001 – £925,000 | 5.00% | £50,000 | £2,500.00 |
| Base SDLT | £5,000.00 | ||
| Total SDLT | £5,000.00 | ||
Frequently asked questions
What is Stamp Duty Land Tax (SDLT)?
Stamp Duty Land Tax (SDLT) is a tax paid when you buy property or land over a certain price in England and Northern Ireland. Scotland has its own Land and Buildings Transaction Tax (LBTT), and Wales has the Land Transaction Tax (LTT). The tax is calculated on a banded system — you only pay the rate for each portion of the price that falls within each band.
Do first-time buyers get a stamp duty discount?
In England & NI, first-time buyers pay no SDLT on the first £300,000 of a property priced up to £500,000, and 5% on the portion from £300,001–£500,000. If the price exceeds £500,000, standard rates apply. In Scotland, first-time buyers get an increased nil-rate band of £175,000 (vs £145,000) with no price cap. Wales currently offers no first-time buyer relief on LTT.
What is the additional property surcharge?
If you are buying an additional residential property (e.g., buy-to-let or second home), you pay a surcharge on top of the standard rates. In England & NI, the surcharge is 5% of the full purchase price. In Scotland, the Additional Dwelling Supplement (ADS) is 8%. In Wales, the higher rates surcharge is 5%.
Sources
Related Calculators
First-Time Buyer Stamp Duty Calculator
FTB SDLT/LBTT/LTT — England £0–£300k relief with £500k cliff, Scotland £175k uncapped, Wales no relief.
Buy-to-Let & Second Home Stamp Duty Calculator
Additional-property surcharge: 5% England (Oct 2024), 8% Scotland ADS (Dec 2024), 5% Wales.
Non-UK Resident Stamp Duty Calculator
2% NRSDLT surcharge on English property purchases — stacks with FTB and additional-property rates.
Learn More
Stamp Duty (SDLT) Guide: Rates, Reliefs & Regional Differences
A complete guide to Stamp Duty Land Tax (SDLT) in England and Northern Ireland, LBTT in Scotland, and LTT in Wales — including first-time buyer relief and additional property surcharges.
Stamp Duty Rates and Thresholds in 2025-26
Standard SDLT rates, first-time buyer relief, the 5% additional property surcharge, and worked examples to show your stamp duty liability in 2025-26.
Buy-to-Let vs ISA: Which Investment Makes More Sense After Tax?
Property investment and ISA investing are both popular in the UK, but the tax treatment is very different. This guide compares rental yield, Section 24 mortgage relief restriction, capital gains tax on property, and the liquidity advantages of ISAs.