Free UK Tax Calculators — 2026/27
Are you overpaying?
Check in 30 seconds
See your exact take-home pay after income tax, National Insurance, student loan, and pension — updated for 2026/27 with current HMRC rates.
Worked example
£52,000 salary- Gross income
- £52,000
- Income Tax
- − £8,232
- National Insurance
- − £3,051
Annual take-home
£40,717
£3,393 a month · you keep 78p of every £1
125+
Calculators
4
UK Regions
3
Tax Years
2026-27 Tax Year
What's changed for your pay?
The new tax year starts 6 April 2026. See how your take-home pay changes.
Most-used calculators
Income Tax
Most popularProgressive band breakdown for England, Wales, Scotland & NI. Personal Allowance taper, Marriage Allowance.
Take-Home Pay
EssentialYour net pay after income tax, NI, student loan & pension — annual, monthly, weekly, hourly.
National Insurance
Employees & self-employedClass 1 for employees, Class 2 & 4 for self-employed. See your total NI and effective rate.
Student Loan
GraduatesRepayments under Plan 1, 2, 4, 5 & Postgraduate. See your monthly deduction and annual total.
Dividend Tax
InvestorsDividend Allowance and banded rates for basic, higher & additional rate taxpayers.
Capital Gains Tax
Assets & propertyCGT on shares, property & other assets. Includes BADR, Investors' Relief, and Annual Exempt Amount.
More calculators
Stamp Duty
SDLT, LBTT & LTT
VAT Calculator
20%, 5% & zero rate
Pension Relief
Annual Allowance & taper
Bonus Tax
Net bonus after deductions
Self-Employment
Class 2 & 4 NI
Rental Income
Mortgage interest relief
Private Residence Relief
Main home · Final 9 months · Letting Relief
Inheritance Tax
NRB, RNRB & spouse
Pension IHT 2027
Unused DC pots → estate from 6 Apr 2027
Salary Converter
Annual ↔ hourly
Tax Refund
PAYE refund estimator
Redundancy Pay
Statutory pay & £30k exemption
Final Pay
Holiday · PILON · Redundancy · PAYE
Tax Year Comparison
Compare years & fiscal drag
Lifetime ISA
25% bonus + projections
Salary Sacrifice
Pension · EV · Cycle to Work
£100k Tax Trap
PA taper · 62%/69.5% rate · escape
PAYE Optimization Hub
5 levers in one flow · tax code → drag
Crypto Tax
CGT on Bitcoin & crypto
Moving Calculator
Stamp duty · Legal · Agent · Removals
Tax-Free Childcare
Gov top-up · Eligibility check
Contractor Comparison
PAYE · Umbrella · Ltd
Pension Drawdown
Flexi-access · UFPLS · Tax traps
Mileage Allowance
HMRC 55p/25p rates (2026-27)
Maternity Pay
SMP · Enhanced · 52-week timeline
Neonatal Care Pay
Day-one leave · Up to 12 weeks
P11D Calculator
Benefits-in-kind · Class 1A NIC
EV Salary Sacrifice
Real net cost · BIK · Student loan
Company Car vs Cash
BIK · Allowance · OpRA comparison
Company Van Tax
Van BIK · Fuel · Exemptions
Car Fuel Benefit
Private fuel · Break-even
Class 1A NI
P11D(b) · Employer liability
Statutory Sick Pay
SSP 2026/27 · Day-one · 28-week max
Holiday Pay Calculator
5.6 weeks · 12.07% · Rolled-up
Business Asset Disposal Relief
BADR · £1m lifetime limit
CIS Tax Calculator
Construction · 20%/30% · Subbie refund
Universal Credit Calculator
2026/27 · 2-child limit abolished · 55% taper
NHS Pay Calculator
Agenda for Change 2026/27 · 3.3% award · HCAS
Most searched UK tax answers
Decode
UK tax code checker
Decode 1257L, K, BR, D0, S/C prefixes and emergency W1/M1 codes. HMRC-aligned for 2026-27.
Calendar
HMRC tax deadlines
Self Assessment due dates, Payment on Account, P60 issue, P11D filing — every key date for 2025-26 & 2026-27.
What's new
2026-27 tax changes
Frozen thresholds, ISA changes, NI continuation, employer rate impact — everything that shifted on 6 April 2026.
Filing guide
Self Assessment 2025-26
Who must file, the 31 Jan 2027 deadline, Payment on Account, and the calculators to prepare every figure on your return.
Reference
UK tax brackets & bands
Every England/Wales/NI and Scottish income tax band, the Personal Allowance taper, and dividend & savings rates for 2026-27 & 2025-26.
Reference
National Insurance rates
Employee, employer, self-employed and voluntary NI thresholds — plus every category letter — for 2026-27 & 2025-26.
Reference
Statutory payment rates
SMP, SPP, ShPP, SAP and SSP weekly rates for 2026-27 & 2025-26, including the April 2026 SSP reform.
Reference
Tax Glossary
50+ UK tax terms explained in plain language — Personal Allowance, PAYE, CGT, VAT, and more.
Learn
Tax Insights
Guides on income tax bands, Scottish rates, student loan plans, pension relief, and more.
2026/27 & 2025/26 Tax Years
All calculators use current HMRC rates and thresholds. Updated for the latest tax year.