UK Council Tax Calculator

Bands are set against the open-market value your property would have had on 1 April 1991 in England and Scotland, or 1 April 2003 in Wales — not today's value. The Valuation Office Agency (or Scottish Assessors / Welsh VOA) assigns the band. You can check and appeal your band on GOV.UK.

If you are the only adult resident, you get a 25% single-person discount. The same 25% applies if one other resident is "disregarded" — for example a full-time student, a carer looking after someone other than a partner, or someone with a severe mental impairment. If everyone in the household is disregarded the discount is 50%.

A household where everyone is a full-time student is fully exempt under Class N. If even one non-student adult lives there they will be liable — though they may still qualify for the 25% single-person discount because students are disregarded.

If a disabled person lives in the property and it has been adapted (e.g. an extra bathroom, a room used for disability equipment, or space for wheelchair use indoors), the charge is reduced by one band. Band A properties are charged at 5/9 of the Band D rate.

Yes. From 1 April 2025, English councils can charge up to 100% premium on second homes (so you pay 200% of the standard bill). Long-term empty properties can be charged up to 100% premium (1–5 years), 200% more after 5 years, and 300% more after 10 years. Wales has had similar powers since 2023 with premiums up to 300%. Scotland introduced a 100% premium from 2024-25, then removed the cap entirely from 1 April 2026 — some Scottish councils now charge well above 100%.

Council Tax has a precepting authority component — your bill includes amounts for the county, district, parish or town council, police and fire authority. If you're across a council boundary or in a parish with a larger precept, the bill differs even in the same band.

Every other band is a fixed ratio of the Band D rate, so the amount scales directly with your council's Band D charge. On the England average Band D charge of £2,392 for 2026-27, that works out to roughly £1,595 for Band A (the lowest band) and £4,784 for Band H (the highest) — see the full Band A-H breakdown for England, Wales and Scotland above.

No. The band ratio (e.g. Band D = 1x, Band A = 6/9 of Band D) is fixed nationally, but each billing authority sets its own Band D rate, so the actual £ amount for the same band varies from council to council. The figures on this page are national averages, not any single council's bill.

Based on 2026-27 average Band D charges, Scotland has the lowest average Band D Council Tax at £1,662, while England has the highest at £2,392. These are national averages across all councils in each nation — your own council's rate may sit above or below the average.