Teacher Pay Calculator 2026-27
Choose an England pay area and M1-M6 or U1-U3 point to estimate annual, monthly and weekly take-home after Teachers' Pension contributions, PAYE, National Insurance and student loans.
Add pensionable allowances or responsibility payments; leave non-pensionable overtime out.
Annual take-home
£27,590.73Monthly take-home
£2,299.23Weekly take-home
£530.59- Basic salary
- £37,101.00
- Gross pay
- £37,101.00
- Pension (8.90%)
- -£3,301.99
- Income Tax
- -£4,245.80
- National Insurance
- -£1,962.48
- Take-home pay
- £27,590.73
Teacher pay scales in force from 1 September 2025
| Point | England (outside London) | London fringe | Outer London | Inner London |
|---|---|---|---|---|
| M1 | £32,916 | £34,398 | £37,870 | £40,317 |
| M2 | £34,823 | £36,373 | £39,851 | £42,234 |
| M3 | £37,101 | £38,627 | £41,935 | £44,238 |
| M4 | £39,556 | £41,075 | £44,128 | £46,339 |
| M5 | £42,057 | £43,545 | £46,800 | £48,952 |
| M6 | £45,352 | £46,839 | £50,474 | £52,300 |
| U1 | £47,472 | £48,913 | £52,219 | £57,632 |
| U2 | £49,232 | £50,668 | £54,151 | £60,464 |
| U3 | £51,048 | £52,490 | £56,154 | £62,496 |
The advisory pay point structure in the School Teachers' Pay and Conditions Document 2025, in force from 1 September 2025, for maintained schools in England. M1 and M6 are the statutory minimum and maximum of the main pay range, U1 and U3 those of the upper pay range; the points between them are advisory. A 3.5% increase from 1 September 2026 has been announced but the revised Document setting the new pay points has not been published, so it is not applied here. Results above annualise the rate shown over 12 months.
Teachers' Pension contribution tiers from 1 April 2026
| Pensionable salary up to | Member rate |
|---|---|
| £36,198.99 | 7.4% |
| £48,727.99 | 8.9% |
| £57,776.99 | 9.9% |
| £76,572.99 | 10.5% |
| £104,413.99 | 11.6% |
| No upper limit | 12.0% |
Frequently asked questions
What is the teacher pay rise for 2026?
The Secretary of State for Education accepted the School Teachers' Review Body's recommendation of 3.5% on all teacher pay and allowance ranges from 1 September 2026, with a further 3% from September 2027 (written statement HCWS171, 1 July 2026). The revised School Teachers' Pay and Conditions Document setting the new pound amounts is still out to consultation and has not been published, so the calculator uses the scale currently in force rather than an estimate of what each point will become.
Which pay scale does the calculator use?
The advisory pay points in the School Teachers' Pay and Conditions Document that is in force — STPCD 2025, valid from 1 September 2025 — taken from its Annex 3 and cross-checked against the statutory main and upper pay range minima and maxima in the same Document. Every figure is transcribed from the Document itself, not calculated by applying the announced award to it, because the pound amounts are set when the next Document is published.
Does this cover every school?
It covers the advisory classroom-teacher pay points for maintained schools in England. Academies may set their own pay, and leadership, leading-practitioner, SEN and teaching-and-learning responsibility payments are not included unless you enter them as additional pensionable pay. M2 to M5 and U2 are advisory points, so a school may pay a different salary between the range minimum and maximum.
How is Teachers' Pension deducted?
The calculator selects the member contribution tier that applies from 1 April 2026 using total pensionable pay. Contributions receive payroll tax relief, but do not reduce National Insurance or student-loan repayment earnings.
Why is this an annualised figure?
The scale shown applies from 1 September 2025. Results show a full 12 months at that rate, rather than a blended total for a tax year that straddles two pay scales.
When will the September 2026 figures appear here?
As soon as the School Teachers' Pay and Conditions Document 2026 is published. The Review Body's report prints a September 2026 column, but those are its recommended levels rather than the Document, so they are not used here.
Official sources
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