Police Pay Calculator 2026-27
Choose a rank and pay point to estimate take-home after the Police Pension Scheme, PAYE, National Insurance and student loans. Add pensionable allowances separately.
Metropolitan and City of London officers get London Weighting on top of the national scale, and the inspecting ranks sit on higher London pay points.
Add pensionable allowances or responsibility payments; leave non-pensionable overtime out.
Annual take-home
£34,123.50Monthly take-home
£2,843.63Weekly take-home
£656.22- Basic salary
- £50,256.00
- Gross pay
- £50,256.00
- Pension (13.88%)
- -£6,975.53
- Income Tax
- -£6,142.09
- National Insurance
- -£3,014.88
- Take-home pay
- £34,123.50
Police basic pay in force from 1 September 2025
| Rank | Point | Annual basic pay |
|---|---|---|
| Constable | 1 — starting | £31,164 |
| Constable | 2 | £32,472 |
| Constable | 3 | £33,789 |
| Constable | 4 | £35,106 |
| Constable | 5 | £37,737 |
| Constable | 6 | £43,038 |
| Constable | 7 — top | £50,256 |
| Sergeant | 2 — entry | £53,568 |
| Sergeant | 3 | £54,660 |
| Sergeant | 4 — top | £56,208 |
| Inspector | 0 — entry | £63,768 |
| Inspector | 1 | £65,505 |
| Inspector | 2 | £67,236 |
| Inspector | 3 — top | £68,982 |
| Chief Inspector | 1 — entry | £70,344 |
| Chief Inspector | 2 | £71,715 |
| Chief Inspector | 3 — top | £73,149 |
| Superintendent | 1 — entry | £84,177 |
| Superintendent | 2 | £88,449 |
| Superintendent | 3 | £92,955 |
| Superintendent | 4 — top | £99,015 |
| Chief Superintendent | 1 — entry | £103,797 |
| Chief Superintendent | 2 | £107,226 |
| Chief Superintendent | 3 — top | £115,785 |
The national scales used by every force in England and Wales, determined with effect from 1 September 2025 by Home Office circular 011/2026 (Annex F, Parts 2 to 7) and cross-checked against the Police Remuneration Review Body's 2026 report. Constable points are the scale for officers appointed on or after 1 April 2013. A 3.5% increase from 1 September 2026 has been announced but the determination setting the new pay points has not been published, so it is not applied here.
London pay: Metropolitan and City of London Police
Officers of the Metropolitan Police and City of London Police are paid two London additions on top of the national scale. Inspectors and Chief Inspectors also sit on separate, higher London pay points instead of the national ones.
| Addition | Pensionable | Annual amount |
|---|---|---|
| London Weighting | Yes | £3,150 |
| London Allowance (maximum) | No | £6,588 |
Amounts currently in force, determined from 1 September 2025 by Home Office circular 011/2026. The London Allowance is paid at a rate set by the Commissioner up to the maximum shown, and officers appointed before 1 September 1994 sit on a lower maximum because they keep housing-related allowances instead. Both are due to rise by 3.5% from 1 September 2026 in line with the pay award, but the determination setting the new amounts has not been published yet.
London pay points for the inspecting ranks
| Rank | Point | Annual basic pay |
|---|---|---|
| Inspector (London) | 0 — entry | £66,462 |
| Inspector (London) | 1 | £68,202 |
| Inspector (London) | 2 | £69,954 |
| Inspector (London) | 3 — top | £71,697 |
| Chief Inspector (London) | 1 — entry | £73,062 |
| Chief Inspector (London) | 2 | £74,427 |
| Chief Inspector (London) | 3 — top | £75,855 |
Police Pension Scheme 2015 member tiers from 1 April 2026
| Pensionable pay up to | Full rate | Reduced rate |
|---|---|---|
| £37,035 | 12.88% | 10.38% |
| £79,587.99 | 13.88% | 11.38% |
| No upper limit | 14.22% | 11.72% |
Frequently asked questions
What is the police pay rise for 2026?
The Home Secretary announced a 3.5% consolidated increase for all ranks and pay points up to chief superintendent, taking effect from 1 September 2026 (written statement HCWS264, 15 July 2026). The determination setting the new pound amounts has not been published, so the calculator uses the scales currently in force rather than an estimate of what each point will become.
Are London allowances included?
Yes. Choose the Metropolitan Police or City of London Police and the calculator adds London Weighting of £3,150, which is pensionable, plus the London Allowance, which is not. The London Allowance is set by the Commissioner up to a maximum of £6,588, so edit the amount if your force pays less. Inspectors and Chief Inspectors also move onto their higher London pay points.
Which pay scale does the calculator use?
The scales in force, determined with effect from 1 September 2025 by Home Office circular 011/2026 under regulation 24 of the Police Regulations 2003 — still the latest amending determination. The same applies to London Weighting and the London Allowance. Every figure is taken from the determination itself, not calculated by applying the announced award to last year's scale, because the Home Office sets the rounding of each pay point.
Does the London Allowance count towards my pension?
No. London Weighting is a pensionable addition to pay, so it attracts a member contribution and counts towards pensionable earnings. The London Allowance is non-pensionable — it is taxed and subject to National Insurance and student-loan deductions, but no pension is taken from it.
When will the September 2026 figures appear here?
As soon as the Home Office publishes the circular amending Annexes F and U from 1 September 2026. The Police Remuneration Review Body recommended 3.9% and published an indicative scale on that basis, but the government awarded 3.5%, so the PRRB's pound figures are not the ones that will apply. Until the determination is made, no published pound amount exists for the new scale.
How does the Police Pension rate work?
The 2026 structure uses three salary tiers and full or reduced member rates. The scheme normally assesses the tier using actual pensionable pay in the previous scheme year, so a current-salary estimate can differ after promotion or changed hours.
Official sources
Related Calculators
Teacher Pay Calculator
England M1-M6 and U1-U3 teacher salary and take-home after Teachers’ Pension, PAYE, NI and student loans.
NHS Pay Calculator
2026/27 Agenda for Change bands 2-9 take-home pay after the 3.3% award, HCAS, NHS Pension tiers, tax and NI.
Take-Home Pay Calculator
UK salary calculator — net pay after PAYE, NI, student loan and pension, month-by-month with Scottish band support.
Student Loan Repayment Calculator
Plan 1 / 2 / 4 / 5 plus postgraduate loan repayments by income — current thresholds and 9% / 6% rates applied.
Pension Tax Relief Calculator
20% / 40% / 45% pension tax relief on contributions, with the £60k annual allowance and high-income tapering.