£10 Per Hour — Take-Home Pay in the UK
Earning £10 per hour is equivalent to £19,500 per year (37.5 hours/week, 52 weeks). Full income tax and National Insurance breakdown for 2025/26. Figures below are for England, Wales, and Northern Ireland (employed, standard personal allowance, no student loan or pension contributions).
Annual Salary
£19,500
£10/hr × 37.5 × 52
Income Tax
£1,386.00
7.1% effective rate
National Insurance
£554.40
employee NI
Take-Home Pay
£17,559.60
£1,463.30 / month
Annual, Monthly, Weekly & Hourly Breakdown
England, Wales & Northern Ireland — 2025/26
| Annual | Monthly | Weekly | Hourly | |
|---|---|---|---|---|
| Gross Income | £19,500.00 | £1,625.00 | £375.00 | £10.00 |
| Income Tax | £1,386.00 | £115.50 | £26.65 | £0.71 |
| National Insurance | £554.40 | £46.20 | £10.66 | £0.28 |
| Total Deductions | £1,940.40 | £161.70 | £37.32 | £1.00 |
| Take-Home Pay | £17,559.60 | £1,463.30 | £337.68 | £9.00 |
Income Tax Band Breakdown
Personal Allowance: £12,570.00 — Taxable Income: £6,930.00 — Marginal Rate: 20.0%
| Band | Rate | Taxable Amount | Tax |
|---|---|---|---|
| Basic | 20.0% | £6,930.00 | £1,386.00 |
England vs Scotland Comparison
Scotland uses different income tax rates and bands set by the Scottish Parliament. National Insurance rates are the same across the UK.
| England / Wales / NI | Scotland | Difference | |
|---|---|---|---|
| Income Tax | £1,386.00 | £1,357.73 | £-28.27 |
| National Insurance | £554.40 | £554.40 | — |
| Take-Home Pay | £17,559.60 | £17,587.87 | +£28.27 |
Get a personalised calculation
The figures above use standard assumptions. For an accurate take-home pay calculation tailored to your situation — including pension contributions, student loans, and Marriage Allowance — use our free calculator.
Take-Home Pay Calculator →Common Questions
£10 an hour is how much a year?
£10 per hour is £19,500 per year, based on 37.5 hours per week, 52 weeks per year.
What is £10 per hour after tax UK?
At £10 per hour (£19,500/year), you take home £17,560 after income tax (£1,386) and National Insurance (£554) in England, Wales, and NI (2026-27 rates).