£1,500 Per Month — Take-Home Pay in the UK
Earning £1,500 per month is equivalent to £18,000 per year. Full income tax and National Insurance breakdown for 2025/26. Figures below are for England, Wales, and Northern Ireland (employed, standard personal allowance, no student loan or pension contributions).
Annual Salary
£18,000
£1,500/month × 12
Income Tax
£1,086.00
6.0% effective rate
National Insurance
£434.40
employee NI
Take-Home Pay
£16,479.60
£1,373.30 / month
Annual, Monthly & Weekly Breakdown
England, Wales & Northern Ireland — 2025/26
| Annual | Monthly | Weekly | |
|---|---|---|---|
| Gross Income | £18,000.00 | £1,500.00 | £346.15 |
| Income Tax | £1,086.00 | £90.50 | £20.88 |
| National Insurance | £434.40 | £36.20 | £8.35 |
| Total Deductions | £1,520.40 | £126.70 | £29.24 |
| Take-Home Pay | £16,479.60 | £1,373.30 | £316.92 |
Income Tax Band Breakdown
Personal Allowance: £12,570.00 — Taxable Income: £5,430.00 — Marginal Rate: 20.0%
| Band | Rate | Taxable Amount | Tax |
|---|---|---|---|
| Basic | 20.0% | £5,430.00 | £1,086.00 |
England vs Scotland Comparison
Scotland uses different income tax rates and bands set by the Scottish Parliament. National Insurance rates are the same across the UK.
| England / Wales / NI | Scotland | Difference | |
|---|---|---|---|
| Income Tax | £1,086.00 | £1,057.73 | £-28.27 |
| National Insurance | £434.40 | £434.40 | — |
| Take-Home Pay | £16,479.60 | £16,507.87 | +£28.27 |
Get a personalised calculation
The figures above use standard assumptions. For an accurate take-home pay calculation tailored to your situation — including pension contributions, student loans, and Marriage Allowance — use our free calculator.
Take-Home Pay Calculator →Frequently asked questions
How much tax do you pay earning £1,500 per month?
Earning £1,500 per month (£18,000 per year) in England, Wales, or Northern Ireland for 2025/26, you pay £1,086.00 in income tax and £434.40 in National Insurance, leaving a take-home pay of £16,479.60 per year (£1,373.30 per month). Your effective income tax rate is 6.0%.
What is the take-home pay for £1,500 per month?
For a gross salary of £1,500 per month (£18,000 per year) in 2025/26, the estimated take-home pay is £16,479.60 per year or £1,373.30 per month in England, Wales, and Northern Ireland. In Scotland, take-home pay is £16,507.87 per year (£1,375.66 per month) due to different income tax rates.