£12 Per Hour — Take-Home Pay in the UK
Earning £12 per hour is equivalent to £23,400 per year (37.5 hours/week, 52 weeks). Full income tax and National Insurance breakdown for 2025/26. Figures below are for England, Wales, and Northern Ireland (employed, standard personal allowance, no student loan or pension contributions).
Annual Salary
£23,400
£12/hr × 37.5 × 52
Income Tax
£2,166.00
9.3% effective rate
National Insurance
£866.40
employee NI
Take-Home Pay
£20,367.60
£1,697.30 / month
Annual, Monthly, Weekly & Hourly Breakdown
England, Wales & Northern Ireland — 2025/26
| Annual | Monthly | Weekly | Hourly | |
|---|---|---|---|---|
| Gross Income | £23,400.00 | £1,950.00 | £450.00 | £12.00 |
| Income Tax | £2,166.00 | £180.50 | £41.65 | £1.11 |
| National Insurance | £866.40 | £72.20 | £16.66 | £0.44 |
| Total Deductions | £3,032.40 | £252.70 | £58.32 | £1.56 |
| Take-Home Pay | £20,367.60 | £1,697.30 | £391.68 | £10.44 |
Income Tax Band Breakdown
Personal Allowance: £12,570.00 — Taxable Income: £10,830.00 — Marginal Rate: 20.0%
| Band | Rate | Taxable Amount | Tax |
|---|---|---|---|
| Basic | 20.0% | £10,830.00 | £2,166.00 |
England vs Scotland Comparison
Scotland uses different income tax rates and bands set by the Scottish Parliament. National Insurance rates are the same across the UK.
| England / Wales / NI | Scotland | Difference | |
|---|---|---|---|
| Income Tax | £2,166.00 | £2,137.73 | £-28.27 |
| National Insurance | £866.40 | £866.40 | — |
| Take-Home Pay | £20,367.60 | £20,395.87 | +£28.27 |
Get a personalised calculation
The figures above use standard assumptions. For an accurate take-home pay calculation tailored to your situation — including pension contributions, student loans, and Marriage Allowance — use our free calculator.
Take-Home Pay Calculator →Common Questions
£12 an hour is how much a year?
£12 per hour is £23,400 per year, based on 37.5 hours per week, 52 weeks per year.
What is £12 per hour after tax UK?
At £12 per hour (£23,400/year), you take home £20,368 after income tax (£2,166) and National Insurance (£866) in England, Wales, and NI (2026-27 rates).