State Pension Age Calculator
Enter your date of birth and sex to find out exactly when you reach UK State Pension age, based on the current GOV.UK timetable — including all statutory transition cohorts.
This only changes the historical timetable for women born before 6 December 1953.
Your State Pension Age
68Based on the current gov.uk timetable
You can claim from
15 June 2048Your exact statutory claim date
Time until you can claim
22 yearsApproximate, rounded up to the year
Based on the date of birth entered, State Pension age is reached in June 2048. You will usually be contacted by the Pension Service around four months beforehand with details of how to claim.
This calculator only answers when you reach State Pension age. To estimate how much State Pension you will get based on your National Insurance record, use the State Pension Calculator.
Disclaimer: This calculator applies the published gov.uk State Pension age timetable. Always check your own State Pension age via GOV.UK for an official confirmation.
State Pension age timetable by date of birth
The table below shows flat common-timetable bands. The historical women’s table and all common transition bands are applied by the calculator; the two future transitions are expanded below.
| Date of birth | State Pension age |
|---|---|
| 6 October 1954 – 5 April 1960 | 66 |
| 6 March 1961 – 5 April 1977 | 67 |
| 6 April 1978 onwards | 68 |
Transition cohorts use either a statutory fixed claim date or an age in years and months, so they are not represented as a single flat age.
The 66 to 67 phase-in, month by month
Under the Pensions Act 2014, State Pension age rises from 66 to 67 in 1-month steps for people born between 6 April 1960 and 5 March 1961 — not a single jump. Each monthly birth cohort gets one extra month of State Pension age.
| Date of birth | State Pension age |
|---|---|
| 6 April 1960 – 5 May 1960 | 66y 1m |
| 6 May 1960 – 5 June 1960 | 66y 2m |
| 6 June 1960 – 5 July 1960 | 66y 3m |
| 6 July 1960 – 5 August 1960 | 66y 4m |
| 6 August 1960 – 5 September 1960 | 66y 5m |
| 6 September 1960 – 5 October 1960 | 66y 6m |
| 6 October 1960 – 5 November 1960 | 66y 7m |
| 6 November 1960 – 5 December 1960 | 66y 8m |
| 6 December 1960 – 5 January 1961 | 66y 9m |
| 6 January 1961 – 5 February 1961 | 66y 10m |
| 6 February 1961 – 5 March 1961 | 66y 11m |
The rise to 68
People born from 6 April 1977 to 5 April 1978 have the fixed claim dates below. Anyone born on or after 6 April 1978 has a State Pension age of 68.
| Date of birth | Claim date |
|---|---|
| 6 April 1977 – 5 May 1977 | 6 May 2044 |
| 6 May 1977 – 5 June 1977 | 6 July 2044 |
| 6 June 1977 – 5 July 1977 | 6 September 2044 |
| 6 July 1977 – 5 August 1977 | 6 November 2044 |
| 6 August 1977 – 5 September 1977 | 6 January 2045 |
| 6 September 1977 – 5 October 1977 | 6 March 2045 |
| 6 October 1977 – 5 November 1977 | 6 May 2045 |
| 6 November 1977 – 5 December 1977 | 6 July 2045 |
| 6 December 1977 – 5 January 1978 | 6 September 2045 |
| 6 January 1978 – 5 February 1978 | 6 November 2045 |
| 6 February 1978 – 5 March 1978 | 6 January 2046 |
| 6 March 1978 – 5 April 1978 | 6 March 2046 |
State Pension age also governs National Insurance and other benefits
Once you reach State Pension age, employees stop paying Class 1 National Insurance and the self-employed stop paying Class 2 — see our National Insurance Rates reference for current rates and thresholds. State Pension age is also the point at which Attendance Allowance (or Pension Age Disability Payment in Scotland) becomes the relevant disability benefit instead of PIP — see Attendance Allowance Rates.
Frequently asked questions
What is my State Pension age?
Enter your date of birth and sex into the calculator to see your exact claim date. Sex affects the historical timetable for women born before 6 December 1953. From that date the same timetable applies to men and women, including the 66 to 67 transition and the fixed claim-date transition to age 68.
When will I get my State Pension?
You will be able to claim your State Pension from the date you reach your personal State Pension age — enter your date of birth above to see the exact month and year. State Pension is not paid automatically: the Pension Service normally writes to you around four months before you reach State Pension age with instructions on how to claim, and you can also claim online, by phone, or by post from gov.uk.
Is the State Pension age going up?
Yes. State Pension age rises from 66 to 67 month by month for people born 6 April 1960 – 5 March 1961 (from 66y1m to 66y11m). It is 67 for the next cohort, then rises through fixed claim dates for people born 6 April 1977 – 5 April 1978. It is 68 from 6 April 1978.
What is the State Pension age for women?
The current State Pension age is the same for men and women, but historical claim dates were different. Women born before 6 December 1953 follow the women's equalisation timetable; people born from that date follow the same timetable.
Can I retire before State Pension age?
You can stop working and retire at any age you choose, but you cannot claim the State Pension itself until you reach your personal State Pension age — there is no way to bring this forward, though you can choose to defer claiming and receive a higher weekly amount later. If you retire early, you would need to fund the gap from workplace or personal pensions, savings, or other income until State Pension age is reached.
How is my State Pension age calculated?
State Pension age is set by date of birth and, for the historical women's equalisation cohorts, sex, under the Pensions Acts 1995, 2007, 2011 and 2014. Income, employment history and National Insurance record affect how much you may get, not the statutory claim date.
Does State Pension age affect anything other than my pension?
Yes. Reaching State Pension age also changes your National Insurance position and benefit eligibility: employees stop paying Class 1 National Insurance and the self-employed stop paying Class 2, and PIP claimants normally move onto Attendance Allowance (or Pension Age Disability Payment in Scotland) instead of PIP for any new working-age-style disability claim made from State Pension age onwards.
Sources
Related Calculators
State Pension Calculator
Check your State Pension age, estimate your weekly payment, and see how many more NI qualifying years you need for the full amount.
National Insurance Rates & Thresholds Reference
Every UK NI rate for 2026/27 and 2025/26: employee Class 1, employer Class 1/1A/1B, self-employed Class 2 & 4, voluntary Class 3, category letters.
Attendance Allowance Rates 2026/27
Lower £76.70 or higher £114.60 per week — from State Pension age, tax-free, not means-tested
Pension Credit Calculator
£238.00/£363.25 guarantee, savings credit, tariff income