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£16 Per Hour — Take-Home Pay in the UK

Earning £16 per hour is equivalent to £31,200 per year (37.5 hours/week, 52 weeks). Full income tax and National Insurance breakdown for 2025/26. Figures below are for England, Wales, and Northern Ireland (employed, standard personal allowance, no student loan or pension contributions).

Annual Salary

£31,200

£16/hr × 37.5 × 52

Income Tax

£3,726.00

11.9% effective rate

National Insurance

£1,490.40

employee NI

Take-Home Pay

£25,983.60

£2,165.30 / month

Annual, Monthly, Weekly & Hourly Breakdown

England, Wales & Northern Ireland — 2025/26

Annual Monthly Weekly Hourly
Gross Income £31,200.00 £2,600.00 £600.00 £16.00
Income Tax £3,726.00 £310.50 £71.65 £1.91
National Insurance £1,490.40 £124.20 £28.66 £0.76
Total Deductions £5,216.40 £434.70 £100.32 £2.68
Take-Home Pay £25,983.60 £2,165.30 £499.68 £13.32

Income Tax Band Breakdown

Personal Allowance: £12,570.00 — Taxable Income: £18,630.00 — Marginal Rate: 20.0%

Band Rate Taxable Amount Tax
Basic 20.0% £18,630.00 £3,726.00

England vs Scotland Comparison

Scotland uses different income tax rates and bands set by the Scottish Parliament. National Insurance rates are the same across the UK.

England / Wales / NI Scotland Difference
Income Tax £3,726.00 £3,734.82 £8.82
National Insurance £1,490.40 £1,490.40
Take-Home Pay £25,983.60 £25,974.78 £-8.82

Get a personalised calculation

The figures above use standard assumptions. For an accurate take-home pay calculation tailored to your situation — including pension contributions, student loans, and Marriage Allowance — use our free calculator.

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Common Questions

£16 an hour is how much a year?

£16 per hour is £31,200 per year, based on 37.5 hours per week, 52 weeks per year.

What is £16 per hour after tax UK?

At £16 per hour (£31,200/year), you take home £25,984 after income tax (£3,726) and National Insurance (£1,490) in England, Wales, and NI (2026-27 rates).

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Last updated 17 April 2026Tax year 2025-26

Data sources: HMRC (gov.uk/hmrc)

This tool is general information only, not financial advice.

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