£18 Per Hour — Take-Home Pay in the UK
Earning £18 per hour is equivalent to £35,100 per year (37.5 hours/week, 52 weeks). Full income tax and National Insurance breakdown for 2025/26. Figures below are for England, Wales, and Northern Ireland (employed, standard personal allowance, no student loan or pension contributions).
Annual Salary
£35,100
£18/hr × 37.5 × 52
Income Tax
£4,506.00
12.8% effective rate
National Insurance
£1,802.40
employee NI
Take-Home Pay
£28,791.60
£2,399.30 / month
Annual, Monthly, Weekly & Hourly Breakdown
England, Wales & Northern Ireland — 2025/26
| Annual | Monthly | Weekly | Hourly | |
|---|---|---|---|---|
| Gross Income | £35,100.00 | £2,925.00 | £675.00 | £18.00 |
| Income Tax | £4,506.00 | £375.50 | £86.65 | £2.31 |
| National Insurance | £1,802.40 | £150.20 | £34.66 | £0.92 |
| Total Deductions | £6,308.40 | £525.70 | £121.32 | £3.24 |
| Take-Home Pay | £28,791.60 | £2,399.30 | £553.68 | £14.76 |
Income Tax Band Breakdown
Personal Allowance: £12,570.00 — Taxable Income: £22,530.00 — Marginal Rate: 20.0%
| Band | Rate | Taxable Amount | Tax |
|---|---|---|---|
| Basic | 20.0% | £22,530.00 | £4,506.00 |
England vs Scotland Comparison
Scotland uses different income tax rates and bands set by the Scottish Parliament. National Insurance rates are the same across the UK.
| England / Wales / NI | Scotland | Difference | |
|---|---|---|---|
| Income Tax | £4,506.00 | £4,553.82 | £47.82 |
| National Insurance | £1,802.40 | £1,802.40 | — |
| Take-Home Pay | £28,791.60 | £28,743.78 | £-47.82 |
Get a personalised calculation
The figures above use standard assumptions. For an accurate take-home pay calculation tailored to your situation — including pension contributions, student loans, and Marriage Allowance — use our free calculator.
Take-Home Pay Calculator →Common Questions
£18 an hour is how much a year?
£18 per hour is £35,100 per year, based on 37.5 hours per week, 52 weeks per year.
What is £18 per hour after tax UK?
At £18 per hour (£35,100/year), you take home £28,792 after income tax (£4,506) and National Insurance (£1,802) in England, Wales, and NI (2026-27 rates).