UK Stamp Duty Calculator
Calculate stamp duty on your property purchase for 2025/26. Covers SDLT (England & NI), LBTT (Scotland), and LTT (Wales) with support for first-time buyers, home movers, and additional property purchases.
SDLT Due
£5,000.00
Effective rate: 1.67%
Property Price
£300,000
SDLT · England & Northern Ireland
Total Cost
£305,000
Price + stamp duty
| Band | Rate | Taxable Amount | Tax |
|---|---|---|---|
| £0 – £125,000 | 0.00% | £125,000 | £0.00 |
| £125,001 – £250,000 | 2.00% | £125,000 | £2,500.00 |
| £250,001 – £925,000 | 5.00% | £50,000 | £2,500.00 |
| Base SDLT | £5,000.00 | ||
| Total SDLT | £5,000.00 | ||
Frequently Asked Questions
What is Stamp Duty Land Tax (SDLT)?
Stamp Duty Land Tax (SDLT) is a tax paid when you buy property or land over a certain price in England and Northern Ireland. Scotland has its own Land and Buildings Transaction Tax (LBTT), and Wales has the Land Transaction Tax (LTT). The tax is calculated on a banded system — you only pay the rate for each portion of the price that falls within each band.
Do first-time buyers get a stamp duty discount?
In England & NI, first-time buyers pay no SDLT on the first £300,000 of a property priced up to £500,000, and 5% on the portion from £300,001–£500,000. If the price exceeds £500,000, standard rates apply. In Scotland, first-time buyers get an increased nil-rate band of £175,000 (vs £145,000) with no price cap. Wales currently offers no first-time buyer relief on LTT.
What is the additional property surcharge?
If you are buying an additional residential property (e.g., buy-to-let or second home), you pay a surcharge on top of the standard rates. In England & NI, the surcharge is 5% of the full purchase price. In Scotland, the Additional Dwelling Supplement (ADS) is 8%. In Wales, the higher rates surcharge is 5%.