# UKTax Tools

> Free UK tax calculators and tools for the 2025-26 and 2026-27 tax years

UKTax Tools (https://uktax.tools) provides free, accurate tax calculators for UK residents. All calculations are based on current HMRC rates and thresholds, with support for both England/Wales/NI and Scotland tax bands.

## Core Calculators

- Income Tax Calculator: Calculate income tax for England, Wales, Northern Ireland, and Scotland with separate bands
- Take-Home Pay Calculator: Calculate net pay after income tax, National Insurance, student loan, and pension
- National Insurance Calculator: Calculate Class 1 NI contributions for employees and employers
- Bonus Tax Calculator: Calculate tax on bonus payments
- Severance Tax Calculator: Calculate tax on severance and redundancy pay with £30,000 exemption
- Dividend Tax Calculator: Calculate tax on dividend income above the allowance
- Capital Gains Tax Calculator: Calculate CGT on property, shares, and other assets
- Inheritance Tax Calculator: Calculate IHT liability with nil-rate band and RNRB
- Pension Tax Relief Calculator: Calculate pension tax relief including higher-rate relief
- Student Loan Calculator: Calculate Plan 1, 2, 4, 5, and postgraduate loan repayments
- Self-Employment Tax Calculator: Calculate Class 2 and 4 NI plus income tax for self-employed
- Rental Income Tax Calculator: Calculate tax on rental property income
- Stamp Duty Calculator: Calculate SDLT (England/NI), LBTT (Scotland), or LTT (Wales)
- VAT Calculator: Add or remove 20% VAT from any amount
- Salary Converter: Convert between hourly, weekly, monthly, and annual pay
- Tax Refund Estimator: Estimate your tax refund or amount owing
- Company Car Tax Calculator: Calculate benefit-in-kind tax on company cars
- Marriage Allowance Calculator: Calculate marriage allowance transfer savings
- IR35 Calculator: Assess inside/outside IR35 tax impact
- Child Benefit Calculator: Calculate High Income Child Benefit Charge
- Tax Code Decoder: Decode and explain HMRC tax codes
- Employer NI Calculator: Calculate employer National Insurance contributions
- Making Tax Digital Checker: Check MTD eligibility and requirements
- Corporation Tax Calculator: Calculate corporation tax for limited companies
- Tax-Free Childcare Calculator: Calculate government top-up on childcare costs
- Contractor Comparison: Compare umbrella vs limited company take-home pay
- Pension Drawdown Calculator: Model pension drawdown with tax implications

## Regional Support

Full support for UK regional tax variations:
- England, Wales, Northern Ireland: Standard HMRC bands
- Scotland: Scottish starter, basic, intermediate, higher, advanced, and top rate bands

## Tax Year Comparison

Pre-calculated year-over-year tax comparison pages showing the impact of rate and threshold changes across tax years.

## Salary & Rate Pages

Pre-calculated tax breakdowns for common salary levels with England vs Scotland comparisons, available as annual, hourly, weekly, and monthly rates.

## Tax Insights

31+ articles covering UK tax topics including pension strategies, National Insurance changes, and regional tax differences.

## Tax Glossary

Comprehensive glossary of UK tax terms explained in plain language.

## Data Sources

All tax rates, thresholds, and calculations are based on:
- HM Revenue & Customs (HMRC) official rates for 2025-26 and 2026-27
- Scottish Government income tax bands
- Current NI, student loan, and pension thresholds
- UK tax year runs 6 April to 5 April

## Contact

Website: https://uktax.tools